This is my first time buying a home story. My wife and I have been married for two years now and we have been living in a small apartment. We recently had a baby girl and came to realize very fast we needed a bigger place that we could truly call home. The first lender we went through said he had all of these great programs for us and we would have no problem buying a house. My wife and I were so excited we could barely sit down. So we started the process. Well as time went on things got complicated, he stopped returning our calls and also said the programs were changing and was going to cost us more and more money. We believed him and just chalked it up to being new to this sort of thing. Then two days before we were supposed to close (one day after he said everything was good to go) he calls us and says he could not give us the loan. My wife and I were devastated, we had packed already and had canceled our lease already. So we called our realtor and she was floored, never has this happened to any of her clients before. She referred us to Mr. Eiric Smith with PrimeLending. We went to his office, sat down with him and told him our story. He told us he would do the best he could to get us into the house we fell in love with. We only had three weeks before the sellers were going to move on to someone else. He said he had never done a loan so fast, but he would give it everything he had. He stayed on top of our file the whole time, he was honest about eberything and told us from the gateexactly what we needed to do. He was always polite and understanding. No matter how many questions I had he always gave informative answers even when I repeated the same questions. He either answered when I called or called me back in a very timely manner. Without a single day to spare he did push our loan through and got us our house. His honesty and professionalism were impeccable. I fear we would have lost our dream home if it wasn't for Mr. Smith. for anyone looking to buy a home or needs a loan I give Mr. Eiric Smith six out of five stars.